জুলাই ২০২০ – সেপ্টেম্বর ২০২০ ত্রৈমাসিক আলোকে

বর্তমান সময়ে এসে এজেন্ট ব্যাংকিং কি, এজেন্ট ব্যাংকিং এর লক্ষ্য উদ্দেশ্য সম্বন্ধে বিস্তারিত বর্ণনা করার তেমন কিছুই নেই। কারণ দেশের বিভিন্ন অঞ্চলে সেপ্টেম্বর ২০২০ইং পর্যন্ত ২৪ টি ব্যাংকের (এজেন্ট ব্যাংকিং নিবন্ধন নিয়েছে ২৮ টি ব্যাংকিং, ২৪ টি ব্যাংক অপারেশন এ) ১৪,০১৬ টি আউটলেট এর মাধ্যমে ৮২,২১,৮৯৩ টি একাউন্ট চালু হয়েছে যা ডিসেম্বর ২০২০ইং পর্যন্ত আরো অনেক বেড়েছে, ফলে এজেন্ট ব্যাংকিং সম্পর্কে দেশের সকল স্তরের মানুষের একটা গড় ধারণা হয়ে গিয়েছে।

এজেন্ট ব্যাংকিং চালু হওয়ার পর থেকে দেশের আর্থিক অন্তর্ভুক্তিতে এক নতুন মাত্রা যোগ হয়েছে। বেড়েছে ব্যাংকিং লেনদেন, গ্রাহক আগের যেকোন সময় থেকে ব্যাংকমূখী হয়েছে বেশি, বৈদেশিক অর্থ গ্রহণে ব্যাংকের অংশগ্রহণ বেড়েছে অনেকাংশে, ক্ষুদ্র ও মাঝারি ঋণ বিতরণ এর ফলে গ্রামীণ অর্থনীতি দিনে দিনে আরো অগ্রসর হচ্ছে, ব্যাংকিং খাতে নজরদারি আগের থেকে সহজ হয়েছে। এজেন্ট ব্যাংকিং চালু হওয়ার ফলে বিভিন্ন স্তরে বিভিন্ন ব্যক্তি এবং প্রতিষ্ঠান লাভবান হওয়ার সুযোগ সৃষ্টি হয়েছে। যেমনঃ

১. সাধারণ জনগোষ্ঠী (ব্যক্তি এবং প্রতিষ্ঠান),
২. উদ্যোক্তা বা এজেন্ট,
৩. এখানে কর্মরত বিভিন্ন ব্যক্তি,
৪. ব্যাংক নিজে।

দেশের আর্থিক অন্তর্ভুক্তিতে এজেন্ট ব্যাংকিং হয়ে উঠুক এক অন্যন্য উদাহরণ।।।

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